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Currency

Here's what you need to make to live in the most expensive US ZIP codes

Do you earn enough to settle down in the swankiest parts of America?

A 2017 GOBankingRates report that determined what it costs to live in the most expensive ZIP codes across the country will help you find out.

The site looked at the cost of living in each ZIP code, factoring in median home values and necessities such as groceries, utilities, transportation and health care. From there, it applied the “50-30-20 rule” of personal finance — meaning 50 percent of income goes to necessities, 30 percent towards discretionary spending and 20 percent towards saving — to calculate the recommended annual income.

“Many ZIP codes require some serious paychecks to live there,” GOBankingRates reports, “while others only require an income slightly above the household median [$55,775].”

Note that these numbers are suggestions based on the available data and assume a substantial amount of saving.

Here’s the suggested take-home income required to live in the most expensive ZIP codes in 48 states and the District of Columbia (there wasn’t sufficient data to include Maine and South Dakota), plus the estimated annual cost of necessities.

Most expensive ZIP code: 36564 (part of Fairhope, AL)

Total annual necessities: $49,928
Total income needed: $99,856

Most expensive ZIP code: 99516 (part of Anchorage, AK)

Total annual necessities: $49,509
Total income needed: $99,017

Most expensive ZIP code: 85253 (part of Paradise Valley, AZ)

Total annual necessities: $89,383
Total income needed: $178,766

Most expensive ZIP code: 72223 (part of Little Rock, AR)

Total annual necessities: $37,762
Total income needed: $75,524

Most expensive ZIP code: 94027 (part of Atherton, CA)

Total annual necessities: $334,039
Total income needed: $668,078

Most expensive ZIP code: 81657 (part of Vail, CO)

Total annual necessities: $69,266
Total income needed: $138,533

Most expensive ZIP code: 06830 (part of Greenwich, CT)

Total annual necessities: $111,001
Total income needed: $222,002

Most expensive ZIP code: 19807 (part of Wilmington, DE)

Total annual necessities: $61,956
Total income needed: $123,913

Most expensive ZIP code: 20015 (part of Washington, D.C.)

Total annual necessities: $75,939
Total income needed: $151,878

Most expensive ZIP code: 33921 (part of Boca Grande, FL)

Total annual necessities: $88,737
Total income needed: $177,474

Most expensive ZIP code: 30327 (part of Atlanta, GA)

Total annual necessities: $71,838
Total income needed: $143,676

Most expensive ZIP code: 96821 (part of Honolulu, HI)

Total annual necessities: $101,399
Total income needed: $202,798

Most expensive ZIP code: 83616 (part of Eagle, ID)

Total annual necessities: $39,654
Total income needed: $79,307

Most expensive ZIP code: 60043 (part of Kenilworth, IL)

Total annual necessities: $91,892
Total income needed: $183,784

Most expensive ZIP code: 46077 (part of Zionsville, IN)

Total annual necessities: $38,414
Total income needed: $76,828

Most expensive ZIP code: 50323 (part of Urbandale, IA)

Total annual necessities: $37,273
Total income needed: $74,546

Most expensive ZIP code: 66224 (part of Leawood, KS)

Total annual necessities: $45,340
Total income needed: $90,680

Most expensive ZIP code: 40059 (part of Prospect KY)

Total annual necessities: $38,990
Total income needed: $77,980

Most expensive ZIP code: 70115 (part of New Orleans, LA)

Total annual necessities: $46,100
Total income needed: $92,200

Most expensive ZIP code: 20816 (part of Bethesda, MD)

Total annual necessities: $72,638
Total income needed: $145,276

Most expensive ZIP code: 02493 (part of Weston, MA)

Total annual necessities: $100,862
Total income needed: $201,724

Most expensive ZIP code: 48302 (part of Bloomfield Hills, MI)

Total annual necessities: $46,563
Total income needed: $93,126

Most expensive ZIP code: 55424 (part of Edina, MN)

Total annual necessities: $58,588
Total income needed: $117,176

Most expensive ZIP code: 39110 (part of Madison, MS)

Total annual necessities: $33,471
Total income needed: $66,941

Most expensive ZIP code: 63124 (part of Ladue, MO)

Total annual necessities: $63,415
Total income needed: $126,830

Most expensive ZIP code: 59106 (part of Billings, MT)

Total annual necessities: $37,642
Total income needed: $75,284

Most expensive ZIP code: 68526 (part of Lincoln, NE)

Total annual necessities: $40,382
Total income needed: $80,764

Most expensive ZIP code: 89411 (part of Genoa, NV)

Total annual necessities: $62,427
Total income needed: $124,854

Most expensive ZIP code: 03870 (part of Rye, NH)

Total annual necessities: $62,860
Total income needed: $125,720

Most expensive ZIP code: 07620 (part of Alpine, NJ)

Total annual necessities: $165,378
Total income needed: $330,756

Most expensive ZIP code: 87506 (part of Santa Fe, NM)

Total annual necessities: $53,990
Total income needed: $107,980

Most expensive ZIP code: 11976 (part of Water Mill, NY)

Total annual necessities: $219,255
Total income needed: $438,510

Most expensive ZIP code: 28480 (part of Wrightsville Beach, NC)

Total annual necessities: $68,115
Total income needed: $136,230

Most expensive ZIP code: 58503 (part of Bismarck, ND)

Total annual necessities: $38,981
Total income needed: $77,963

Most expensive ZIP code: 45174 (part of Terrace Park, OH)

Total annual necessities: $45,838
Total income needed: $91,676

Most expensive ZIP code: 74137 (part of Tulsa, OK)

Total annual necessities: $36,529
Total income needed: $73,059

Most expensive ZIP code: 97210 (part of Portland, OR)

Total annual necessities: $66,379
Total income needed: $132,757

Most expensive ZIP code: 19035 (part of Lower Merion Township, PA)

Total annual necessities: $69,822
Total income needed: $139,644

Most expensive ZIP code: 02807 (part of New Shoreham, RI)

Total annual necessities: $78,008
Total income needed: $156,016

Most expensive ZIP code: 29915 (part of Bluffton, SC)

Total annual necessities: $47,323
Total income needed: $94,646

Most expensive ZIP code: 37215 (part of Nashville, TN)

Total annual necessities: $53,054
Total income needed: $106,108

Most expensive ZIP code: 75205 (part of University Park, TX)

Total annual necessities: $93,491
Total income needed: $186,982

Most expensive ZIP code: 84060 (part of Park City, UT)

Total annual necessities: $68,064
Total income needed: $136,128

Most expensive ZIP code: 05445 (part of Charlotte, VT)

Total annual necessities: $49,740
Total income needed: $99,480

Most expensive ZIP code: 22066 (part of Great Falls, VA)

Total annual necessities: $77,834
Total income needed: $155,667

Most expensive ZIP code: 98039 (part of Medina, WA)

Total annual necessities: $148,953
Total income needed: $297,906

Most expensive ZIP code: 25314 (part of Charleston, WV)

Total annual necessities: $30,550
Total income needed: $61,100

Most expensive ZIP code: 53726 (part of Madison, WI)

Total annual necessities: $49,069
Total income needed: $98,138

Most expensive ZIP code: 82009 (part of Cheyenne, WY)

Total annual necessities: $34,259
Total income needed: $68,517

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Don’t miss: Here’s how much you have to earn to live comfortably in the 25 biggest US cities

Source: cnbc economy
Here's what you need to make to live in the most expensive US ZIP codes

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