“Take a look at your coverage for auto, home, liability, etc. to be sure you have enough — and not too much — and that you’re not overpaying. Look at whether you could drop some deductibles to save on premiums or if you have some unnecessary ‘extra’ features in your policy that are adding up. Comparison-shop among insurance companies to see whether switching makes sense. Even if you’ve done this before, it pays to compare periodically, as different companies adjust pricing frequently to meet competition or get more competitive at times in certain markets.”

Source: Association of International Certified Professional Accountants